Dealing with debt? We can help.

Do you have problematic debts? Talk about it, and take action.

Open the step-by-step plan

Regain grip on your business

Sharing successes is easier than talking about financial challenges. Do you have problematic debts? You are not the only one. Over 260,000 entrepreneurs are in financial trouble. Share your story, talk to family or other entrepreneurs, and find a way out of your debts. KVK helps with this step-by-step plan.

Deal with debt: a step-by-step plan

Dealing with debts; where do you begin? KVK offers 5 steps to gain insight into your financial position, know your options for solving your debts, and who can help you. Do not wait to find help, get started now.

The steps in brief

Step 1: Admit the signals and accept your emotions

Recognise and admit signals of financial difficulties in your business and in yourself. If you are having a tough time emotionally, you can find help.

Start with step 1

Step 2: Make an overview of your debts

Exactly how high are your debts, and is your business still viable? To answer these questions, you need an overview. Chart your financial situation and make a planning of your income and expenses.

Straight to step 2

Step 3: View the solutions for your debts

Can you solve your debts yourself, or should you use debt restructuring? The amount of debt you are in and your business's legal structure determine which solution is best for you.

Straight to step 3

Step 4: Get help from organisations

You do not have to solve your debts alone. Get help if you find it hard to manage. Professionals and other entrepreneurs are ready to help you.

Straight to step 4

Step 5: Stay out of debt

Find tips for staying out of debt in the last step.

Straight to step 5

Personal advice from the KVK Advice Team

Call the experienced advisors of the KVK Advice Team. They help you figure out the next steps for your business. How to get out of debt, or find new sources of revenue. They can give you advice and refer you to organisations in the KVK network. Call: 0800 21 17.