Do I need to build up a financial buffer?
- Edited 21 January 2026
- 1 min
- Finance
- Starting
A financial buffer is not mandatory but it is important for entrepreneurs. Your income can vary greatly from month to month. With a buffer, you can continue to pay your fixed expenses, even if you have less work or are ill. KVK presenters Max and Lisanne explain in 1 minute how to calculate and build up a buffer.
Important:
- Calculate your fixed expenses, both private and business
- Multiply this amount by 3–6 months
- Adjust to your situation.
Want to know more? View all the tips for building up a buffer.
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