Dealing with debts step by step

Use these 5 steps to get a better understanding of your financial situation. Learn how to solve debt and find out who can help you. Start today and get help on time.

The steps in brief

Step 1: Recognise the signals and accept your emotions

Recognise the signals in your business that your business is not doing well financially. And try to accept this situation. There are organisations that can help you when things are emotionally difficult.

 

Step 2: Make an overview of your debts

To understand exactly how high are your debts, you need an overview. So, chart your financial situation and make a plan for your income and expenses. That way you know whether your business still has a future.

Step 3: View the solutions for your debts

Can you solve your debts yourself, or should you use debt restructuring? The amount of debt you are in and your business's legal structure determine which solution is best for you.

Step 4: Get help from organisations

You do not have to solve your debts alone. Get help quickly if you find it hard to manage. Experts and other entrepreneurs are ready to help you.

Step 5: Stay out of debt

Do you have your finances under control again? Then you will want to keep them that way. Use the tips in the last step to stay out of debt.

Personal advice from the KVK Advice Team

Call the experienced advisors of the KVK Advice Team. They help you figure out the next steps for your business. How to get out of debt, or find new sources of revenue. They can give you advice and refer you to organisations in the KVK network. Call 088 585 22 22.