Where to find help in times of trouble
- Gé Sletterink
- Edited 31 October 2025
- 2 min
- In trouble
- Finance
Does your company have problems or debts? You do not have to solve everything alone. KVK works together with organisations that help you with advice, coaching or financing. Find out what this professional network can do for you.
Ending your business
Find out which steps to take when ending your business.
If your business is struggling and you are experiencing financial difficulties, it is important to take action as soon as possible. The longer you wait, the more difficult it will be to find a solution. There are many organisations that can help you.
KVK Advice Team
The KVK Advice Team is available for practical advice, also when things are not going well for your company. Call 088 585 22 22.
Help with financial problems and debts
Do you have debts or is your company in financial trouble? Then first go through the step-by-step debt plan. For help you can contact:
| Organisation | Type of assistance |
|---|---|
| Municipality |
It is a statutory task of municipalities to help people with debts. They can help you with advice and coaching in the field of business problems, financing, income support, ending your business, or retraining. They can also connect you to a budget coach. |
| Geldfit (in Dutch) |
Geldfit Zakelijk helps entrepreneurs regain their grip on their company's financial situation. Through a free consultation or business analysis, you can see what you can do. For example, counselling, financing, legal advice, or a debt settlement. |
| Stichting (in Dutch) | Stichting 155 is a helpline for entrepreneurs who are experiencing difficulties. They provide advice if your turnover is declining, you have debts, or your customers are not paying. The first consultation is free of charge. Online tools allow you to assess your business's financial situation yourself. |
| Over (in Dutch) | Over Rood is a voluntary organisation for entrepreneurs, by entrepreneurs. The foundation guides and supports entrepreneurs towards a financially healthy future. This includes coaching, workshops and training. |
Improving business and administration
Do you want to improve your business operations? Various organisations provide information and help. For example, with advice in the field of finance or personnel.
| Organisation | Type of asssictance |
|---|---|
| Geldfit (in Dutch) | Geldfit Zakelijk's free and anonymous online test gives you insight into the financial position of your company with an anonymous, . |
| (in Dutch) | A budget coach helps you with your finances and administration. They also provide an overview of your income and expenditure. A budget coach is not free of charge. You can find qualified coaches at the Dutch Association of Budget Coaches and Debt Counsellors (NVVBS). |
| The Employment Insurance Agency (UWV) can help with questions about hiring or firing personnel. |
Help for entrepreneurs from coaches
The following organisations offer coaching for you and your company.
| Organisation | Type of assistance |
|---|---|
| Entrepreneur soundboard ) | OKB guides you through a six-month process. Coaching applies to every phase of your company: from starting to business succession and from growth to reorganisation. You get a former entrepreneur or specialist from your own region as an adviser. When you start the process, OKB asks you for a €200 donation. |
| A Qredits coach will assist you with various aspects of your business, such as marketing, finance and strategy. If you already have a credit facility or loan with Qredits, the coaching is free of charge. Otherwise, it costs €200. | |
| (in Dutch) | Nlgroeit helps companies that (want to) grow and develop. Nlgroeit links you to a mentor who fits your company and wishes. Together you map the guidance process. |
Talk about your problems
A crisis in your company affects you not only professionally, but also personally and emotionally. For mental or social support you can contact De Luisterlijn (Listening Line, in Dutch) or MIND (in Dutch) for free and anonymously. Do not forget that you can also always contact your own doctor or municipality. And often you can turn to family, friends, fellow entrepreneurs or a sector association with your problems.
