Where to find help if your business is in trouble

  • Gé Sletterink
  • Edited 13 February 2026
  • 3 min
  • In trouble
  • Finance

Does your company have problems or debts? It is more common than you might think. And you do not have to solve everything alone. KVK works together with organisations that help you with advice, coaching, or financing. Find out what this professional network can do for you.

If your business is struggling and you are experiencing financial difficulties, it is important to take action as soon as possible. The longer you wait, the more difficult it will be to find a solution. There are many organisations that can help you.

KVK Advice Team

The KVK Advice Team is available for practical advice, also when things are not going well for your company. Call 088 585 22 22.

Help with financial problems and debts

Do you have debts or is your company in financial trouble? Then first go through the step-by-step debt plan. For help you can contact:

OrganisationType of assistance
Municipality

It is a statutory task of municipalities to help people with debts. They can
help you with advice and coaching in the field of business problems,
financing, income support, ending your business, or retraining. They can
also connect you to a budget coach.

Geldfit Zakelijk
(in Dutch)

Geldfit Zakelijk helps entrepreneurs regain their grip on their company's
financial situation. Through a free consultation or business analysis, you
can see what you can do. For example, counselling, financing, legal
advice, or a debt settlement.

Stichting 155
(in Dutch)

Stichting 155 is a helpline for entrepreneurs who are experiencing
difficulties. They provide advice if your turnover is declining, you have
debts, or your customers are not paying. The first consultation is free
of charge. Online tools allow you to assess your business's financial
situation yourself.

Over Rood
(in Dutch)

Over Rood is a voluntary organisation for and by entrepreneurs.
The foundation guides and supports entrepreneurs towards a
financially healthy future. This includes coaching, workshops,
and training.

Improving business and administration

Do you want to improve your business operations? Various organisations provide information and help. For example, with advice in the field of finance or personnel.

Organisation Type of asssictance
Geldfit Zakelijk 
(in Dutch)		Geldfit Zakelijk helps entrepreneurs regain their grip on their company's
financial situation. Use the free online test from Geldfit Zakelijk to discover
how your business is doing financially.
NVVBS 
(in Dutch)		A budget coach helps you with your finances and administration. They also
provide an overview of your income and expenditure. A budget coach is not
free of charge. You can find qualified coaches at the Dutch Association of
Budget Coaches and Debt Counsellors (NVVBS).
 

Help for entrepreneurs from coaches

The following organisations offer coaching for you and your company.

OrganisationType of assistance 
Entrepreneurs)OKB guides you through a six-month process. Coaching applies to every
phase of your company: from starting to business succession and from
growth to reorganisation. You get a former entrepreneur or specialist
from your own region as an adviser. When you start the process, OKB 
asks you for a €200 donation.
QreditsA Qredits coach will assist you with various aspects of your business,
such as marketing, finance and strategy. If you already have a credit
facility or loan with Qredits, the coaching is free of charge. Otherwise,
it costs €200.
Nlgroeit 
(in Dutch)		Nlgroeit helps companies that (want to) grow and develop. Nlgroeit
links you to a mentor who fits your company and wishes. Together
you map the guidance process. 

Talk about your problems

A crisis in your business affects you not only professionally, but also personally and emotionally. It helps to talk about your problems. For example, with family, friends or fellow entrepreneurs. You can also always contact your general practitioner or municipality. Or choose:

OrganisationType of assistance
De Luisterlijn
in Dutch)		The volunteers at De Luisterlijn are there to lend a listening ear and
have a good chat. Also if you have money worries and feel insecure 
as a result. Call 088 0767 000.
MIND Hulplijn
(in Dutch)		MIND has psychologists and social workers who listen, advise, and
refer people to appropriate help. For example, if money problems
are causing stress. Call 0900 1450.

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